Preview
Filing # 77599180 E-Filed 09/07/2018 02:48:18 PM
IN THE CIRCUIT COURT OF THE SECOND JUDICIAL CIRCUIT
IN AND FOR LEON COUNTY, FLORIDA
Navy Federal Credit Union GENERAL JURISDICTION DIVISION
Plaintiff, Case No.’ 2018 CA 001978
vs.
Norman LaMere III; Patricia LaMere; Crescent
Hills Homeowners Association, Inc.; Tharpe Street
Holdings, Inc.
Defendants.
NOTICE OF FILING
Plaintiff, Navy Federal Credit Union, by and through its undersigned counsel, hereby
gives notice of filing:
Plaintiffs Certificate of Possession of Original Note, (the “Certificate”) pursuant to Florida
Statute 702.015. In accordance with Fla. R. Civ. P. 1.020 and Fla. R. Jud. Amin. 2.425, certain
“designated sensitive information” has been redacted from the copy of the Note attached to the
Certificate, in order to avoid public disclosure of the same. These redaction(s) appear as black
outs in the copy of the note attached to the Certificate. The original note in its native format,
absent the redaction(s), is available for in camera inspection if and as needed.
CERTIFICATE OF SERVICE
I HEREBY CERTIFY that the foregoing was filed with the clerk at the time of
the Complaint filing.
BROCK & SCOTT, PLLC
Attorney for Plaintiff
1501 N.W. 49" Street, Suite 200
Ft. Lauderdale, FL 33309
Phone: (954) 618-6955, ext. 6040
Fax: (954) 618-6954
FLCourtDocs@brockandscott.com
By _TMiguee Longatey Fel Bar 5B6I1 pon!
William Cobb, Esq.
Florida Bar No. 312630
Note Signor(s): Patricia Lamere and Norman Lamere m
Date of Note: June 12, 2014
Original principal balance: $110,042.00
L Laurette Elme (Name),
Processor of Intake and Original Documents _ (Title) of the law offices of Brock & Scott, PLLC,
Counsel for the Plaintiff herein, hereby certify that:
1 Brock & Scott PLLC is in possession of the original promissory note on Plaintiff's behalf;
2, The original promissory note is located at the law offices of Brock & Scott, PLLC, 1501 NW 49h
Street, Suite 200, Ft. Lauderdale, Florida 33309;
is
The name of the person who personally verified possession of the original promissory note
Laurette Elme 3
Possession of the original promissory note was verified on August 10th, 2018 at_2:33 pm
(time);
to in
A true and correct copy of the original promissory note with allonges (if any), as referred
this certification, are attached hereto as Exhibit “A”.
Under penalty of perjury, I declare that I have read the foregoing Certificate of Possession of Original
Note and the facts stated in it are true. }
By: R
Name: Laurette Elme
Title: Processor of Intake and Original Documents
Dated: August 10th, 2018
—
5340 FALLING STAR DRIVE
TALLAHASSEE, FL 32303
[Property Address]
J. BORROWER'S PROMISE TO PAY (this amount is called "Principal",
In return for a loan that I have received, 1 promise to pay U.S. $110,042.00
Union
plus interest, to the order of the Lender. The Lender is Navy Federal Credit
order.
I will make all payments under this Note in the for rm of cash, check or money
J understa nd that the Lender may transfer thi is Note. The Lender or anyone who takes this Note by transfer and who is entitled
to receive payments under this Note is called the “Note Holder."
2. INTEREST
I will pay interest at ayearly rate
Interest will be charged on unpaid principal anti the full amount of Principal has been paid.
of 6.125 %.
after any default described in Section 6(B) of
The interest rate required by this Section 2 is the rate J will pay both before and
this Note.
3, PAYMENTS
(A) Time and Place of Payments
J will pay principal and interest by making a payment every month. - Twill
J will make my monthly payment on the 1st day of each month beginning on August 01, 2014
and interest and any othe ¢ charges described below that I
make these payments every month until 1 1 have paid all of the principal to interest before
due date and will be applied
may owe under this Note. Each monthl ly payment will be applied as of its scheduled in full on that date,
| I still owe amounts under this Note, I will pay those amounts
Principal. If, on July 01, 2044
which is called the "Maturit y Date."
VA 22180
I will make my monthly payments at 820 Follin Lane, Vienna,
or at a different place if required by the Note Holder.
(B) Amount of Monthly Payments
My monthly payment will be in the amount of U.S. $ 668 63
y
4. BORROWER'S RIGHT TO PREPAY
are due. A payment of Principal only is known as a
Thave the right to make payments of Princij ipal at any time before they
writing that I am doing so. I may not designate a payment
"Prepayment." When I make a Prepayment, I wil Il tell the Note Holder in
Note.
as a Prepayment if I have not made all the monthly payments due under the
a full Prepay ment or partial P: repayment s without paying a Prepayment it charge. The Note Holder will use my
I may make
Note. However , the Note Holder may apply my Prepayment to
Prepayments to reduce the amount ofPrincipal that I owe under this
the accrued and unpaid interest on the Prepayment amount,
before applying my Prepayment to reduce the Principal amount of the
date or in the amount of my monthly payment unless the
Note. If | make a partial Prepayment, there will be no changes in the e due
Note Holder agrees in writing to those changes.
Ee RATE NOTE - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
Woke® Kluwer Financial Services
A AMRApUL 2 Lee eesee mee eee ne nyo ae
a partial Prepayment.
6. BORROWER'S FAILURE TO PAY AS REQUIRED
* (A) Late Charge for Overdue Payments calendar days
end of Fifteen
If the Note Holder has not received the full amount o: f any monthly payment by the 4.000 % of
the charge will be
after the date it is due, I will pay a Jate charge to the N lote Holder. The amount of on each late payment.
but only once
my overdue payment of principal and interest. I will pay this late charge promptly
@) Default
it is due, J will be in default.
IfI do not pay the full amount of each monthly payment on the date
(C) Notice of Default
if I do not pay the overdue amount by a
IfJ am in default, the Note Holder may send me a written notice telling me that
the full amount of Principal which has not been paid and all the
certain date, the Note Holder may require me to pay imm ediately
the date on which the notice is mailed to me or delivered
interest thatI owe on that amount. That date must be at least 30 days after
by other means.
(D) No Waiver By Note Holder
Even if, at a time when I am in default, the Note Holder does not
require me to pay immediately in full as described above,
time.
the Note Holder will still have the right to do so if I am in default at a later
(E) Payment of Note Holder's Costs and Expenses
d above, the Note Holder will have the right to be
If the Note Holder has required me to pay immediately in full as describe
extent not prohibited by applicable law.. Those
paid back by me for all of its costs and expenses in enforcing thi is Note to the
expenses include, for example, reasonable attorneys’ fees.
7. GIVING OF NOTICES
to me under this Note will be given by
Unless applicable law requires a diffe rent method, any notice that must be given
above or at a different address if I give the Note
delivering it or by mailing it by first class mai ‘il to me at the Property Address
Holder a notice of my different address.
delivering it or by mailing it by first class
Any notice that must be given to the Note Holder under this Note will be given by
mail to the Note Holder at the address stated in Section 3(A) above or at a different address iflam given a notice of that different
address.
8. OBLIGATIONS OF PERSONS UNDER THIS Ni OTE*
to keep all of the promises made in this
T£ more than one person signs this Note, each person i: is fully and personally obligated
who is a guarantor, surety or endorser of this Note is also
Note, including the promise to pay the full amount owe .d. Any person ons of a guarantor, surety or
ns, includin g the obligati
obligated to do these things. Any person who takes over these obligatio may enforce its rights under
es made in this Note. The Note Holder
endorser of this Note, is also obligated to keep all of the promis us may be required to pay all of
ether. This means that any one of
this Note against each person individually or against all of us toge
the amounts owed under this Note.
9. WAIVERS
the rights of Presentment and Notice of Dishonor.
J and any other person who has obligations under this Note waive
Presentment" means the right to require the Note Holder to demand payment of amounts due, "Notice of Dishonor" means the
amounts due have not been paid.
right to require the Note Holder to give notice to other persons that
mM oziy wut
MOmorerine) RATE NOTE - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
Wolters Kluwer Financial Services
vw
ae
If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not a
natural person and a beneficial interest in Borrower is sold or transferred) without Lender's prior written consent,
Lender may.require immediate payment in full of all sums secured by this Security Instrument. However, this
option shall not be exercised by Lender if such exercise is prohibited by Applicable Law.
If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a
period of not less than 30 days from the date the notice is given in accordance with Section 15 within which
Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the
expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further
notice or demand on Borrower.
11. DOCUMENTARY TAX
The state documentary tax due on this Note has been paid on the mortgage securing this indebtedness.
WITNESS THE HAND(S) SEAL(S) OF THE UNDERSIGNED
eal) (Seal)
ORMANLi: Ill - Borrower PATRICIA LAMERE - Borrower
(Seal) (Seal)
- Borrower - Borrower
‘
[Sign Original Only]
[=] Refer to the attached Signature Addendum for additional parties and signatures.
Loan origination orcanization Navy Federal Credit Union
NMLS ID
Loan originator Jackson Williams
NMLS ID
FLORIDA IAED RATE NOTE - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT mM seu Us
VMP5NIFL) (1302)
Wolters Kluwer Financial Services Page 3 of
Preview
Filing # 77599180 E-Filed 09/07/2018 02:48:18 PM IN THE CIRCUIT COURT OF THE SECOND JUDICIAL CIRCUIT IN AND FOR LEON COUNTY, FLORIDA Navy Federal Credit Union GENERAL JURISDICTION DIVISION Plaintiff, Case No.’ 2018 CA 001978 vs. Norman LaMere III; Patricia LaMere; Crescent Hills Homeowners Association, Inc.; Tharpe Street Holdings, Inc. Defendants. NOTICE OF FILING Plaintiff, Navy Federal Credit Union, by and through its undersigned counsel, hereby gives notice of filing: Plaintiffs Certificate of Possession of Original Note, (the “Certificate”) pursuant to Florida Statute 702.015. In accordance with Fla. R. Civ. P. 1.020 and Fla. R. Jud. Amin. 2.425, certain “designated sensitive information” has been redacted from the copy of the Note attached to the Certificate, in order to avoid public disclosure of the same. These redaction(s) appear as black outs in the copy of the note attached to the Certificate. The original note in its native format, absent the redaction(s), is available for in camera inspection if and as needed. CERTIFICATE OF SERVICE I HEREBY CERTIFY that the foregoing was filed with the clerk at the time of the Complaint filing. BROCK & SCOTT, PLLC Attorney for Plaintiff 1501 N.W. 49" Street, Suite 200 Ft. Lauderdale, FL 33309 Phone: (954) 618-6955, ext. 6040 Fax: (954) 618-6954 FLCourtDocs@brockandscott.com By _TMiguee Longatey Fel Bar 5B6I1 pon! William Cobb, Esq. Florida Bar No. 312630 Note Signor(s): Patricia Lamere and Norman Lamere m Date of Note: June 12, 2014 Original principal balance: $110,042.00 L Laurette Elme (Name), Processor of Intake and Original Documents _ (Title) of the law offices of Brock & Scott, PLLC, Counsel for the Plaintiff herein, hereby certify that: 1 Brock & Scott PLLC is in possession of the original promissory note on Plaintiff's behalf; 2, The original promissory note is located at the law offices of Brock & Scott, PLLC, 1501 NW 49h Street, Suite 200, Ft. Lauderdale, Florida 33309; is The name of the person who personally verified possession of the original promissory note Laurette Elme 3 Possession of the original promissory note was verified on August 10th, 2018 at_2:33 pm (time); to in A true and correct copy of the original promissory note with allonges (if any), as referred this certification, are attached hereto as Exhibit “A”. Under penalty of perjury, I declare that I have read the foregoing Certificate of Possession of Original Note and the facts stated in it are true. } By: R Name: Laurette Elme Title: Processor of Intake and Original Documents Dated: August 10th, 2018 — 5340 FALLING STAR DRIVE TALLAHASSEE, FL 32303 [Property Address] J. BORROWER'S PROMISE TO PAY (this amount is called "Principal", In return for a loan that I have received, 1 promise to pay U.S. $110,042.00 Union plus interest, to the order of the Lender. The Lender is Navy Federal Credit order. I will make all payments under this Note in the for rm of cash, check or money J understa nd that the Lender may transfer thi is Note. The Lender or anyone who takes this Note by transfer and who is entitled to receive payments under this Note is called the “Note Holder." 2. INTEREST I will pay interest at ayearly rate Interest will be charged on unpaid principal anti the full amount of Principal has been paid. of 6.125 %. after any default described in Section 6(B) of The interest rate required by this Section 2 is the rate J will pay both before and this Note. 3, PAYMENTS (A) Time and Place of Payments J will pay principal and interest by making a payment every month. - Twill J will make my monthly payment on the 1st day of each month beginning on August 01, 2014 and interest and any othe ¢ charges described below that I make these payments every month until 1 1 have paid all of the principal to interest before due date and will be applied may owe under this Note. Each monthl ly payment will be applied as of its scheduled in full on that date, | I still owe amounts under this Note, I will pay those amounts Principal. If, on July 01, 2044 which is called the "Maturit y Date." VA 22180 I will make my monthly payments at 820 Follin Lane, Vienna, or at a different place if required by the Note Holder. (B) Amount of Monthly Payments My monthly payment will be in the amount of U.S. $ 668 63 y 4. BORROWER'S RIGHT TO PREPAY are due. A payment of Principal only is known as a Thave the right to make payments of Princij ipal at any time before they writing that I am doing so. I may not designate a payment "Prepayment." When I make a Prepayment, I wil Il tell the Note Holder in Note. as a Prepayment if I have not made all the monthly payments due under the a full Prepay ment or partial P: repayment s without paying a Prepayment it charge. The Note Holder will use my I may make Note. However , the Note Holder may apply my Prepayment to Prepayments to reduce the amount ofPrincipal that I owe under this the accrued and unpaid interest on the Prepayment amount, before applying my Prepayment to reduce the Principal amount of the date or in the amount of my monthly payment unless the Note. If | make a partial Prepayment, there will be no changes in the e due Note Holder agrees in writing to those changes. Ee RATE NOTE - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Woke® Kluwer Financial Services A AMRApUL 2 Lee eesee mee eee ne nyo ae a partial Prepayment. 6. BORROWER'S FAILURE TO PAY AS REQUIRED * (A) Late Charge for Overdue Payments calendar days end of Fifteen If the Note Holder has not received the full amount o: f any monthly payment by the 4.000 % of the charge will be after the date it is due, I will pay a Jate charge to the N lote Holder. The amount of on each late payment. but only once my overdue payment of principal and interest. I will pay this late charge promptly @) Default it is due, J will be in default. IfI do not pay the full amount of each monthly payment on the date (C) Notice of Default if I do not pay the overdue amount by a IfJ am in default, the Note Holder may send me a written notice telling me that the full amount of Principal which has not been paid and all the certain date, the Note Holder may require me to pay imm ediately the date on which the notice is mailed to me or delivered interest thatI owe on that amount. That date must be at least 30 days after by other means. (D) No Waiver By Note Holder Even if, at a time when I am in default, the Note Holder does not require me to pay immediately in full as described above, time. the Note Holder will still have the right to do so if I am in default at a later (E) Payment of Note Holder's Costs and Expenses d above, the Note Holder will have the right to be If the Note Holder has required me to pay immediately in full as describe extent not prohibited by applicable law.. Those paid back by me for all of its costs and expenses in enforcing thi is Note to the expenses include, for example, reasonable attorneys’ fees. 7. GIVING OF NOTICES to me under this Note will be given by Unless applicable law requires a diffe rent method, any notice that must be given above or at a different address if I give the Note delivering it or by mailing it by first class mai ‘il to me at the Property Address Holder a notice of my different address. delivering it or by mailing it by first class Any notice that must be given to the Note Holder under this Note will be given by mail to the Note Holder at the address stated in Section 3(A) above or at a different address iflam given a notice of that different address. 8. OBLIGATIONS OF PERSONS UNDER THIS Ni OTE* to keep all of the promises made in this T£ more than one person signs this Note, each person i: is fully and personally obligated who is a guarantor, surety or endorser of this Note is also Note, including the promise to pay the full amount owe .d. Any person ons of a guarantor, surety or ns, includin g the obligati obligated to do these things. Any person who takes over these obligatio may enforce its rights under es made in this Note. The Note Holder endorser of this Note, is also obligated to keep all of the promis us may be required to pay all of ether. This means that any one of this Note against each person individually or against all of us toge the amounts owed under this Note. 9. WAIVERS the rights of Presentment and Notice of Dishonor. J and any other person who has obligations under this Note waive Presentment" means the right to require the Note Holder to demand payment of amounts due, "Notice of Dishonor" means the amounts due have not been paid. right to require the Note Holder to give notice to other persons that mM oziy wut MOmorerine) RATE NOTE - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Wolters Kluwer Financial Services vw ae If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) without Lender's prior written consent, Lender may.require immediate payment in full of all sums secured by this Security Instrument. However, this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law. If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a period of not less than 30 days from the date the notice is given in accordance with Section 15 within which Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower. 11. DOCUMENTARY TAX The state documentary tax due on this Note has been paid on the mortgage securing this indebtedness. WITNESS THE HAND(S) SEAL(S) OF THE UNDERSIGNED eal) (Seal) ORMANLi: Ill - Borrower PATRICIA LAMERE - Borrower (Seal) (Seal) - Borrower - Borrower ‘ [Sign Original Only] [=] Refer to the attached Signature Addendum for additional parties and signatures. Loan origination orcanization Navy Federal Credit Union NMLS ID Loan originator Jackson Williams NMLS ID FLORIDA IAED RATE NOTE - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT mM seu Us VMP5NIFL) (1302) Wolters Kluwer Financial Services Page 3 of